ACTIVA · Digital Onboarding
Open accounts and approve loans in 10 minutes. No branch needed.
ACTIVA digitizes your entire onboarding process. Customers complete their application from any phone, in 10 minutes, from anywhere. No paper, no branch visit, no waiting days.
- Customers complete their file from their phone in 10 minutes
- DocRaptor reads documents; BioSecure verifies identity in seconds
- Your team receives a complete, validated file ready to approve
10 min
Complete process
80%
Less processing time
100%
No branch visit
3 countries
El Salvador · Guatemala · Panama
The real process, on the customer's phone
REAL PLATFORM
Data auto-filled from the document, zero manual entry
DocRaptor scans the ID and extracts data in seconds
Verification process completed in minutes
How many customers does your institution lose because it cannot serve them online?
THE PROBLEM
Every customer who reaches your institution and cannot complete the process online is a customer who leaves. Manual processes no longer keep up with the market.
01
Manual paperwork
Your team manually captures data from physical documents — slow, error-prone, and impossible to scale.
02
Days of waiting
Prospects wait 3 to 10 business days for a decision. Digital competitors are already offering same-day approvals.
03
Customers who abandon
Millennials and rural customers won’t return to a branch. You lose them before you even win them.
From application to complete file in 10 minutes
HOW IT WORKS
01
Access from any device
The customer accesses your institution’s portal from any device. No app, no queue, no branch visit.
02
Uploads documents
DocRaptor reads the national ID, passport or driver’s license automatically. Zero manual data entry.
03
Biometric verification
BioSecure compares the customer’s selfie with their official document in real time. Done in seconds.
04
Pre-filled form
The customer confirms their data, already captured by DocRaptor. Zero re-entry, zero errors.
05
Decision and digital signature
A complete file arrives to your team ready to approve. Digital signature included. No paper.
Technology built right into ACTIVA
INCLUDED TECHNOLOGY
No need to integrate separate modules. ACTIVA includes everything your institution needs for a complete digital onboarding experience from day one.
DocRaptor
Intelligent document reading
- Reads national ID, passport, license and contracts
- Extracts data automatically, no manual entry
- Validates document expiration in real time
- Auto-populates the application form
BioSecure
Facial biometric verification
- Biometric comparison with official document
- Anti-fraud liveness detection
- Result in seconds
- Full audit trail for SSF, SBS and SBP compliance
- Responsive web portal — no app download required
- Real-time application management dashboard
- Core banking integration: AS400, T24, Cobis
- Native mobile app available as an add-on module
SUCCESS STORY
Banco Integral now serves customers 100% online
100% digital loan portal. From application to signature, without the customer ever visiting a branch.
80%
Less processing time
10 min
Average completion time
ACTIVA is built for financial institutions in Central America
WHO IT’S FOR
- Banks looking to digitize account opening
- Credit unions processing loan applications manually
- Finance companies with high seasonal demand
- Institutions with core banking systems wanting a digital layer on top
- Any entity that wants to scale without scaling headcount
Everything you need to know before talking to our team
FAQ
Does it integrate with my current banking system?
Yes. ACTIVA connects with AS400, T24, Cobis and other core systems via APIs or our custom integration framework.
Does the customer need to download an app?
No. ACTIVA works from any web browser. If your institution wants a native mobile app, we develop it as an add-on module.
What if the customer's document is damaged or hard to read?
DocRaptor is trained on low-quality documents. In extreme cases, the system escalates to your team with the partial data already captured.
Does it comply with banking regulations in El Salvador, Guatemala, and Panama?
Yes. BioSecure includes a complete audit trail and data is stored according to each regulator’s requirements (SSF, SBS, SBP).
BOOK YOUR DEMO
Ready to activate digital onboarding at your institution?
Schedule a 30-minute session and we’ll show you how ACTIVA works with your institution’s specific document types and processes.
- El Salvador: Banks, credit unions and finance companies
- Guatemala: Cooperatives and regional banks
- Panama: Institutions in the digitization process